Funding Resources

The lists of loans and grants below are updated regularly. Please review the lists carefully, and if you would like assistance with an application for one or more of the loans or grants listed, please complete the Business Counseling Request Form at the bottom of this page.

Loans for Small Business Owners & Entrepreneurs

For free assistance with applying for these loan programs, please fill out our business counseling request form. We recognize the challenges of being an entrepreneur or a small business owner. We are here to help.

SBA Loan Programs

SBA 7(a) Loans

SBA 504 Loans

SBA Microloans

CDFI Loan Programs

Greater Newark Enterprises Corporation (GNEC)

Local Initiatives Support Corporation (LISC)

New Jersey Economic Development Authority (NJEDA)

New Jersey Community Capital (NJCC)

UCEDC Virtual Incubator Program
*Upon completion of the incubator program, participants will receive forgivable loans of up to $10,000 at 0% interest*

Lender Match Programs

SBA Lender Match

Tory Burch Foundation Capital Program

Crowdfunded Loan

KIVA – 0% Interest Loans up to $15k

Grants for Small Business Owners & Entrepreneurs

In addition to the funding opportunities on this page, below, we have a robust offering of funding webinars.

Upcoming Deadlines

Cécred x BeyGOOD Fund (Deadline: November 20th 2024)

Verizon Digital Ready Superfan Grant for Small Businesses (Deadline: November 22nd 2024)

D-Prize $20k Startup Grants to Change the World (Deadline: November 24th 2024 Midnight PT)

Galaxy Grants Small Business Funding for Women & Minority Entrepreneurs (Deadline: November 30th 2024)

Point Foundation LGBTQ+ Scholarship Fund Flagship Scholarship (December 5th 5PM/PST 8PM/EST)

Gold House Ventures Accelerator (Deadline: December 6th 2024)

Coach K Legacy Grant (Deadline: December 10th 2024)

FedEx Entrepreneur Fund and Boost Camp Program (Deadline: December 13th 2024)

Verizon Small Business Readiness Program (Deadline: December 14th 2024)

2024 Zen Business $5k Grant Program (Deadline: December 31st 2024)

Honeycomb Credit’s $5,000 Change It Up Fall Grant (Deadline: December 31st 2024)

Shea Moisture Grant Programs (Brown Girl Jane Applications Open: Fall 2024)

Vision Maker Media Acquisitions Fund 2024 (Deadline: January 1st 2025 1:00AM)

Vision Maker Media Native Youth Media Project 2024 (Deadline: January 1st 2025 1:00AM)

Vision Maker Media Creative Shorts Mentorship July – December 2024 (Deadline: January 1st 2025)

Vision Maker Media Creative Shorts Fellowship July – December 2024 (Deadline: January 1st 2025 1:00AM)

Vision Maker Media Public Media Fund July – December 2024 (Deadline: January 1st 2025 1:00AM)

The Retail Readiness Training Program (Deadline: January 26th 2025)

Cartier Women’s Initiative (Applications Open: April 18th 2025, Deadline: June 25th 2025)

Monthly Deadlines

$2,000 Sallie Mae Scholarship (Deadline: Monthly)

Quarterly Deadlines

Main Street America & T Mobile Hometown Grant Program (Quarterly)

Cécred x BeyGOOD Fund (5x’s per year)

Annual Programs

The Halstead Grant (Deadline: Postmark May 1st 2025)

American Fellowships Grant AAUW (Deadline: November 15th Every Year)

Career Development Grants by AAUW (Deadline: November 22nd Every Year)

Community Action Grants by AAUW (Deadline: November 22nd Every Year)

Ongoing Programs

NJEDA Small Business Improvement Grant

NJEDA Small Business Lease Grant

NJEDA eCommerce Support Program

NJEDA Rent Support Grants

NJEDA-Golden Seeds Angel Investment Resources

All NJEDA Financing and Incentives Programs

Kinetic Business Black Business Support Fund

Etsy Disaster Relief Grant Application

AACCNJ Small Business Bonding Readiness Assistance (Free 8-Week Program)

Grassroots Grants for BIPOC Led and Serving Groups

The Catalyst Fund by Roddenberry Foundation

Single Mom Stimulus Grant

Komen Financial Assistance Program

Bevolution Brave Voices Fund

Draper Richards Kaplan Foundation

Helping Growth-Stage Businesses Succeed by Rutgers Business School

Pulitzer Center Reporting Grants & Fellowships

Hispanic Digital and Delivery Program by Pepsi

Wish Local Empowerment Program

Seventh Generation Fund for Indigenous Peoples

Warrior Rising Vettrepreneur Grant

Seventh Generation Fund for Indigenous Peoples Grants

Entrepreneurship Bootcamp for Veterans’ Families

Amazon Black Business Accelerator

2024 Kitty Fund Mother-Led Business Grant

FEARLESS fund Pitch for Early-Stage, High Growth Ventures 

Vision Maker Media Grants

Small Business Innovation Research (SBIR) Program

Closed, Future Dates TBD

Fresh Start Business Grant – Bizee

Young Entrepreneur Scholarship- Bizee

Point Foundation LGBTQ+ Scholarship Fund Community College Scholarship

Launch Blue Pre-Seed Accelerator Program for Startups

Veteran Shark Tank Pitch Competition

Social Justice Fund by AJ Muste Foundation

About Her Culture Micro Grant Program for African and Caribbean Women

Inner City Capital Connections

Funding Webinars

In addition to the funding opportunities on this page, we have a robust offering of funding webinars. Please visit our Class Schedule for more information.

To request counseling from the WCEC, please complete the form below.

If you are located outside of NJ, please visit https://www.sba.gov/tools/local-assistance/wbc to find the Women’s Business Center near you.

The WCEC serves only those counties included in the drop down menu. If you are located in NJ but you are not on one of the 14 counties listed, please visit www.laeda.com for assistance.